Vanisle - Modern Mortgage Group

Neil Wilson, Mortgage Advisor

Mortgage Airbag? Call me at 778-269-3131 or email me at I would like to help you find the best mortgage and interest rate.
It’s true that on the web there is no shortage of information about mortgage rates. Big banks attract you to their products with their offerings. As an independent mortgage advisor, I have your best interests in mind. Whose interests do financial institutions with quarterly budgets and specific products have in mind? Are you aware that low rates may come with penalties? Any savings on interest rates can soon disappear with a large penalty. Why a large penalty? Moving, children, divorce and job change etc.!

Six out of ten Canadians will break their 5-year fixed rate mortgage early. This will generate a pre-payment penalty. You say you won’t break your mortgage but the stats don’t lie. On an average between month 36 and 40, 60% will break their mortgage. A mortgage airbag in your contract can protect you against pre-payment.

I have up to 70 different lenders one of which can provide you with the lowest rate and the best airbag contract.


Dominion Lending Centres Vanisle - Modern Mortgage Group
2101A Boundary Avenue
Nanaimo, BC

V9S 4P4


Phone: 250-729-7099
Fax: 250-729-7559
Toll-Free: 1-888-488-7099

Opening Hours

Monday – Friday: 8:30 AM – 4:30 PM and by appointment
Saturday: By appointment
Sunday: By appointment
Evening and weekend appointments available

Service Area

  • Nanaimo

  • Vancouver Island

  • British Columbia

  • All of Canada


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